Let’s get on it.

With year end, I want to share with you some of my personal and professional experiences and observations and the insights they’ve given me regarding gratitude and wealth.

For many workers, making the most of your 401k is one of the best things you can do to increase your investment returns exponentially.

Countering conventional wisdom, my professional experience has taught me that successful financial planning is based on magic and then on math; on you and then on me.

If you want to build up retirement assets for tomorrow, you need to protect your most valuable asset today – your human capital.

My summer reading recommendations: a book for fun; a book for thought; a book for finance.

Like many children of immigrants, I’ve had to learn to navigate two different cultures. Doing so has taught me that I honor my parents by first honoring myself.

Although financial independence (FI) is a growing movement, there are still many misperceptions around it. So, it’s important to separate assumption versus reality.

SVB’s collapse holds 3 lessons for us (investors): 1) Don’t mix money buckets 2) Hold a healthy rainy day fund 3) Manage risk via diversification

Although the financial service industry is vast and fraught with conflicts-of-interest, there are steps you can take to find the right financial advisor for you.

2022 volatile markets reflected a paradigm shift from a low interest/low inflation world to a higher interest/higher inflation world. Investment outperformers declined while laggards rallied; borrowers were penalized and lenders benefited. How to position yourself for 2023?

With year-end and the recent third-year anniversary of Women’s Wealth, I want to reflect on my own money journey; what I’ve learned about other women and myself; what determines success; what success looks like to me.

Big life transitions are often scary, because they represent uncertainty and the unknown. While going through transitions, it’s important to focus on our own responsibilities, and let Nature take care of the rest.

When setting financial priorities, putting yourself first may feel counter-intuitive and selfish. However, you can’t truly help others by jeopardizing your own health and financial well-being.

Success investing is counter-intuitive as the key tenets are simple to remember, but hard to do.

In my search for home, I made a number of discoveries: to find home one must first leave home; home is a concept as much as place; home is within as much as without; home is cultivation as much as destination.

Make the most of cash in a rising rate environment by adopting this simple banking strategy.

My summer reading recommendations highlight the life and journey of three very different women and what it takes to be a hero in one’s own story versus the villain in someone else’s story.

Transitioning into retirement is not about becoming less of who you are, but rather more of who you were always meant to be.

Only when you can take care of yourself first can you cultivate the space, capacity and intention needed to take care of others. (It doesn’t work the other way around.)

How you spend your money today determines how you spend your time tomorrow. Choose wisely!

When evaluating how much to hold in your company stocks, it’s important to prioritize the downside before the upside.

When organizing your finances, the value of simplicity is greater visibility, efficiency, and peace of mind.

Effective estate planning requires initiating an uncomfortable conversation(s) with aging parents about death and money. However, doing so will help parent and child navigate more successfully through an imminent transition.

Three key characteristics of women who progress financially fastest are: they take responsibility; they’re willing to look at the reality of their (financial) situation; they’re willing to do the work.

Given the ongoing debate between lump sum investing versus dollar cost averaging, it’s important to realize that the determining factor for investment success is you, the investor.

Like so many women, only through trial and error am I learning to cultivate work/life balance. Doing so has required me to reorient my priorities from work/life to life/work. And, that has made all the difference.

With sustainable investing, investors seek to do well by doing good. A closer examination, however, reveals a developing niche that should be approached with as much caution as enthusiasm.

If your goal is financial independence, here are the key numbers you need to know before you walk: net worth, annual living expenses, passive income.

Here are three books I’d recommend for Summer reading whether you’re looking to be entertained, inspired or simply challenged about your perception on life and living.

For successful solo entrepreneurs, a solo 401k is a powerful retirement account that allows you to catch up on savings and achieve financial independence sooner versus later.

For stable and successful small business owners, adopting a retirement plan is a great way to strengthen the business, attract and retain employees and diversify personal wealth.

For W-2 workers, a simple and effective retirement savings strategy is to max out your tax-deductible 401k first and then your tax-free individual Roth IRA.

Building wealth requires that you spend less so that you have money left over to invest. Otherwise, you will likely work for the rest of your life.

Based on my experience being a woman and working with women to improve their finances, I notice that many seem to hold a handful of assumptions that undermine their efforts to build wealth.

Within the stillness, silence and space, I’m able to become more present, more aware and, thus, more intentional about my thoughts, words and actions. Only then am I truly alive and living.

When life is hard, it may be difficult to find things for which to be grateful. But doing so becomes even more critical.

With open enrollment coming up, make the most of employer benefits to create your life plan: healthcare, disability, retirement.

When life happens, an emergency fund provides you the critical time and space needed to respond versus react.

Rest balances out work and, thus, leads to greater productivity and flow in our life…and work.

For well-to-do women considering (re)marriage, a prenup may be a savvy and wise move.

To be a successful long-term investor, it’s critical to focus on limiting your downside to help ensure that you’ll be around for the upside.

Here’s a list of key financial products and services that I use to manage my own finances with the goal towards simplicity and low-maintenance.

History offers some simple, but critical, lessons on pandemics and market cycles and how to protect ourselves in the short-term so that we can thrive in the long-term.

For those who are fiscally responsible and patient, the current bear market represents great short-term risk and potentially greater long-term reward.

By consciously living small, self-made women millionaires are able to create big lives lived with confidence and peace of mind.

Speaking to students at Stanford Graduate School of Business, Oprah’s career advice runs counter to conventional wisdom. Focus on being before doing. Step up rather than lean in.

Self-love is not rooted in sentiment but rather in decisions and actions that allow us to cultivate a life that is the most honest expression of ourselves.

Three of the biggest money mistakes women make are: 1) delay saving for retirement 2) not investing enough for retirement 3) invest too conservatively.

Life-lasting change is not based on resolution but rather on the resolve to find the right goal and then taking the critical steps to achieve it.

Gauge your financial health and get the clarity you need to take steps towards greater well-being and peace of mind.

Here are some ways we can give in this moment, this week, this month, this year or this lifetime.

Rather than rely on market forecasters, realize that you alone hold the key to your financial freedom through consistent saving and investing in broad-based, low-cost index funds.

A mentality of enough allows us to pursue meaningful work and community, which are foundational to health and well-being.

Given the marked shift from pensions to 401k retirement plans, workers long to know how much is enough for a secure retirement.

Financial literacy is an important life skill that women can acquire to help ensure and safeguard their financial well-being.

Financial planning helps you harness money’s energy so that you can row less and sail more to get to your destinations.